For the German aid agency, KfW, NORC provided technical assistance related to the targeting and affordability of a housing loan program aimed at low-income households in Kyrgyzstan. The objective was to provide the possiblity for low income households living in informal settlements on the edge of Bishkek and other cities, to borrow funds to improve their housing and related water and sanitation services.
Topics examined included terms and conditions for on-lending of funds lent by KfW to the Government of Kyrgyzstan, terms and conditions of loan products used by retail lenders, among them MFIs, for home purchase, renovation, and construction), with a strong focus on financial sustainability and consumer affordability.